FY2027 Small Area FMR · Terre Hill, PA

ZIP 17581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17581 (Terre Hill, PA) is $1,380 a month, up 9.5% from FY2026. That is 11% below the Lancaster, PA area-wide FMR of $1,553.

2-bedroom SAFMR$1,380per month ▲ 9.5%

Area-wide 2 BR FMR$1,553Lancaster, PA

Rank in the area60thof 74 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,000▲ 12.4%

1 BR$1,100▲ 10.0%

2 BR$1,380▲ 9.5%

3 BR$1,790▲ 9.1%

4 BR$1,820▲ 9.0%

FY2027 FY2026

Where 17581 sits in the Lancaster, PA area

Of the 74 ZIP codes HUD lists for the area, 17581 has the 60th highest two-bedroom Small Area FMR. Lancaster, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,553 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,000	$900 – $1,100	$1,152	$890
1 bedroom	$1,100	$990 – $1,210	$1,256	$1,000
2 bedrooms	$1,380	$1,242 – $1,518	$1,553	$1,260
3 bedrooms	$1,790	$1,611 – $1,969	$1,978	$1,640
4 bedrooms	$1,820	$1,638 – $2,002	$2,041	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $109,200 and the 80% low-income limit for four people is $87,350. ZIP code 17581 lies mainly in Lancaster County. See the Lancaster, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
17519	East Earl	1.9 mi	$1,790
17506	Blue Ball	3.0 mi	$1,600
17507	Bowmansville	3.1 mi	$1,400
17557	New Holland	4.4 mi	$1,440
17555	Narvon	5.4 mi	$1,600
19501	Adamstown	5.9 mi	$1,420

Questions

What is the Fair Market Rent for ZIP code 17581?

HUD's FY2027 Small Area Fair Market Rents for 17581 are $1,000 (studio), $1,100 (1 BR), $1,380 (2 BR), $1,790 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 17581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17581 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17581?

The FY2026 income limits of the Lancaster, PA area apply: median family income $109,200, low-income (80%) limit $87,350 for a family of four.