FY2027 Small Area FMR · Lancaster, PA

ZIP 17604 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17604 (Lancaster, PA) is $1,550 a month, up 1.3% from FY2026. That is 0% equal to the Lancaster, PA area-wide FMR of $1,553.

2-bedroom SAFMR$1,550per month ▲ 1.3%

Area-wide 2 BR FMR$1,553Lancaster, PA

Rank in the area28thof 74 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,395

2 BR Small Area FMR$1,550

110% of SAFMR$1,705

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,150▲ 4.5%

1 BR$1,250▲ 2.5%

2 BR$1,550▲ 1.3%

3 BR$1,970▼ 1.0%

4 BR$2,040▲ 0.5%

FY2027 FY2026

Where 17604 sits in the Lancaster, PA area

Of the 74 ZIP codes HUD lists for the area, 17604 has the 28th highest two-bedroom Small Area FMR. Lancaster, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,553 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,550 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,150	$1,035 – $1,265	$1,152	$1,100
1 bedroom	$1,250	$1,125 – $1,375	$1,256	$1,220
2 bedrooms	$1,550	$1,395 – $1,705	$1,553	$1,530
3 bedrooms	$1,970	$1,773 – $2,167	$1,978	$1,990
4 bedrooms	$2,040	$1,836 – $2,244	$2,041	$2,030

A household renting a two-bedroom home at the Small Area FMR of $1,550 needs about $62,000 a year to keep housing costs at 30% of income. The area median family income is $109,200 and the 80% low-income limit for four people is $87,350. ZIP code 17604 lies mainly in Lancaster County. See the Lancaster, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
17601	Lancaster	1.3 mi	$1,770
17520	East Petersburg	2.4 mi	$1,630
17603	Lancaster	2.4 mi	$1,690
17504	Bausman	2.9 mi	$1,690
17606	Lancaster	3.6 mi	$2,330
17538	Landisville	4.3 mi	$1,380

Questions

What is the Fair Market Rent for ZIP code 17604?

HUD's FY2027 Small Area Fair Market Rents for 17604 are $1,150 (studio), $1,250 (1 BR), $1,550 (2 BR), $1,970 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 17604?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17604 that range is $1,395 to $1,705 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17604?

The FY2026 income limits of the Lancaster, PA area apply: median family income $109,200, low-income (80%) limit $87,350 for a family of four.