FY2027 Small Area FMR · Cogan Station, PA

ZIP 17728 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17728 (Cogan Station, PA) is $1,080 a month, up 3.8% from FY2026. That is 11% below the Williamsport, PA area-wide FMR of $1,217.

2-bedroom SAFMR$1,080per month ▲ 3.8%

Area-wide 2 BR FMR$1,217Williamsport, PA

Rank in the area27thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 4.2%

1 BR$900▲ 3.4%

2 BR$1,080▲ 3.8%

3 BR$1,430▲ 3.6%

4 BR$1,580▲ 4.6%

FY2027 FY2026

Where 17728 sits in the Williamsport, PA area

Of the 34 ZIP codes HUD lists for the area, 17728 has the 27th highest two-bedroom Small Area FMR. Williamsport, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,217 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$847	$720
1 bedroom	$900	$810 – $990	$1,005	$870
2 bedrooms	$1,080	$972 – $1,188	$1,217	$1,040
3 bedrooms	$1,430	$1,287 – $1,573	$1,623	$1,380
4 bedrooms	$1,580	$1,422 – $1,738	$1,792	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $85,200 and the 80% low-income limit for four people is $68,950. ZIP code 17728 lies mainly in Lycoming County. See the Williamsport, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
17771	Trout Run	7.4 mi	$1,170
17744	Linden	7.5 mi	$1,240
17754	Montoursville	9.9 mi	$1,270
17702	Williamsport	10.4 mi	$1,300
17701	Williamsport	11.5 mi	$1,260
17740	Jersey Shore	11.5 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 17728?

HUD's FY2027 Small Area Fair Market Rents for 17728 are $750 (studio), $900 (1 BR), $1,080 (2 BR), $1,430 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 17728?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17728 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17728?

The FY2026 income limits of the Williamsport, PA area apply: median family income $85,200, low-income (80%) limit $68,950 for a family of four.