FY2027 Small Area FMR · Neffs, PA

ZIP 18065 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18065 (Neffs, PA) is $1,510 a month, up 11.0% from FY2026. That is 18% below the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,510per month ▲ 11.0%

Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,

Rank in the area66thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,070▲ 15.1%

1 BR$1,240▲ 12.7%

2 BR$1,510▲ 11.0%

3 BR$1,890▲ 8.6%

4 BR$2,030▲ 12.2%

FY2027 FY2026

Where 18065 sits in the Allentown-Bethlehem-Easton, PA area

Of the 86 ZIP codes HUD lists for the area, 18065 has the 66th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,070	$963 – $1,177	$1,302	$930
1 bedroom	$1,240	$1,116 – $1,364	$1,519	$1,100
2 bedrooms	$1,510	$1,359 – $1,661	$1,839	$1,360
3 bedrooms	$1,890	$1,701 – $2,079	$2,306	$1,740
4 bedrooms	$2,030	$1,827 – $2,233	$2,482	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18065 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18078	Schnecksville	1.7 mi	$1,640
18080	Slatington	3.0 mi	$1,480
18037	Coplay	3.5 mi	$1,700
18059	Laurys Station	4.0 mi	$1,650
18079	Slatedale	4.1 mi	$1,480
18086	Treichlers	4.3 mi	$1,710

Questions

What is the Fair Market Rent for ZIP code 18065?

HUD's FY2027 Small Area Fair Market Rents for 18065 are $1,070 (studio), $1,240 (1 BR), $1,510 (2 BR), $1,890 (3 BR) and $2,030 (4 BR) a month.

What is the Section 8 payment standard in 18065?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18065 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18065?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.