FY2027 Small Area FMR · Allentown, PA

ZIP 18109 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18109 (Allentown, PA) is $1,810 a month, up 13.1% from FY2026. That is 2% below the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,810per month ▲ 13.1%

Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,

Rank in the area32ndof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,629

2 BR Small Area FMR$1,810

110% of SAFMR$1,991

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▲ 15.3%

1 BR$1,490▲ 13.7%

2 BR$1,810▲ 13.1%

3 BR$2,270▲ 11.3%

4 BR$2,440▲ 13.5%

FY2027 FY2026

Where 18109 sits in the Allentown-Bethlehem-Easton, PA area

Of the 86 ZIP codes HUD lists for the area, 18109 has the 32nd highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,810 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,302	$1,110
1 bedroom	$1,490	$1,341 – $1,639	$1,519	$1,310
2 bedrooms	$1,810	$1,629 – $1,991	$1,839	$1,600
3 bedrooms	$2,270	$2,043 – $2,497	$2,306	$2,040
4 bedrooms	$2,440	$2,196 – $2,684	$2,482	$2,150

A household renting a two-bedroom home at the Small Area FMR of $1,810 needs about $72,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18109 lies mainly in Lehigh County and Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18032	Catasauqua	2.0 mi	$1,530
18018	Bethlehem	2.5 mi	$1,940
18102	Allentown	2.6 mi	$1,690
18101	Allentown	2.7 mi	$1,890
18017	Bethlehem	3.3 mi	$2,220
18052	Whitehall	3.6 mi	$1,920

Questions

What is the Fair Market Rent for ZIP code 18109?

HUD's FY2027 Small Area Fair Market Rents for 18109 are $1,280 (studio), $1,490 (1 BR), $1,810 (2 BR), $2,270 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 18109?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18109 that range is $1,629 to $1,991 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18109?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.