Income Limits by County

FY2027 Small Area FMR · Shawnee On Delaware, PA

ZIP 18356 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18356 (Shawnee On Delaware, PA) is $1,620 a month, up 3.8% from FY2026. That is 5% above the Monroe County, PA area-wide FMR of $1,550.

2-bedroom SAFMR$1,620per month ▲ 3.8%
Area-wide 2 BR FMR$1,550Monroe County, PA
Rank in the area10thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,458
2 BR Small Area FMR$1,620
110% of SAFMR$1,782

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18356 sits in the Monroe County, PA area

$1,380$2,110median $1,515

Of the 38 ZIP codes HUD lists for the area, 18356 has the 10th highest two-bedroom Small Area FMR. Monroe County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,620 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,310$1,179 – $1,441$1,258$1,110
1 bedroom$1,320$1,188 – $1,452$1,266$1,190
2 bedrooms$1,620$1,458 – $1,782$1,550$1,560
3 bedrooms$2,210$1,989 – $2,431$2,115$2,010
4 bedrooms$2,710$2,439 – $2,981$2,591$2,240

A household renting a two-bedroom home at the Small Area FMR of $1,620 needs about $64,800 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $79,350. ZIP code 18356 lies mainly in Monroe County. See the Monroe County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18327Delaware Water Gap3.1 mi$1,380
18301East Stroudsburg3.7 mi$1,620
18335Marshalls Creek4.1 mi$1,590
07832Columbia4.8 mi$2,520
18302East Stroudsburg5.9 mi$1,590
18351Portland6.2 mi$1,820

Questions

What is the Fair Market Rent for ZIP code 18356?

HUD's FY2027 Small Area Fair Market Rents for 18356 are $1,310 (studio), $1,320 (1 BR), $1,620 (2 BR), $2,210 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 18356?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18356 that range is $1,458 to $1,782 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18356?

The FY2026 income limits of the Monroe County, PA area apply: median family income $94,900, low-income (80%) limit $79,350 for a family of four.