FY2027 Small Area FMR · Swiftwater, PA

ZIP 18370 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18370 (Swiftwater, PA) is $1,390 a month, down 0.7% from FY2026. That is 10% below the Monroe County, PA area-wide FMR of $1,550.

2-bedroom SAFMR$1,390per month ▼ 0.7%

Area-wide 2 BR FMR$1,550Monroe County, PA

Rank in the area28thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251

2 BR Small Area FMR$1,390

110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 7.6%

1 BR$1,140▲ 6.5%

2 BR$1,390▼ 0.7%

3 BR$1,900▲ 3.3%

4 BR$2,320▲ 7.9%

FY2027 FY2026

Where 18370 sits in the Monroe County, PA area

Of the 38 ZIP codes HUD lists for the area, 18370 has the 28th highest two-bedroom Small Area FMR. Monroe County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,258	$1,050
1 bedroom	$1,140	$1,026 – $1,254	$1,266	$1,070
2 bedrooms	$1,390	$1,251 – $1,529	$1,550	$1,400
3 bedrooms	$1,900	$1,710 – $2,090	$2,115	$1,840
4 bedrooms	$2,320	$2,088 – $2,552	$2,591	$2,150

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $79,350. ZIP code 18370 lies mainly in Monroe County. See the Monroe County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18349	Pocono Manor	1.5 mi	$1,810
18355	Scotrun	1.6 mi	$1,900
18344	Mount Pocono	2.1 mi	$1,380
18372	Tannersville	3.4 mi	$1,880
18332	Henryville	4.1 mi	$1,440
18334	Long Pond	5.5 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 18370?

HUD's FY2027 Small Area Fair Market Rents for 18370 are $1,130 (studio), $1,140 (1 BR), $1,390 (2 BR), $1,900 (3 BR) and $2,320 (4 BR) a month.

What is the Section 8 payment standard in 18370?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18370 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18370?

The FY2026 income limits of the Monroe County, PA area apply: median family income $94,900, low-income (80%) limit $79,350 for a family of four.