FY2027 Small Area FMR · Nicholson, PA

ZIP 18446 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18446 (Nicholson, PA) is $1,150 a month, up 0.9% from FY2026. That is 16% below the Scranton--Wilkes-Barre, PA area-wide FMR of $1,363.

2-bedroom SAFMR$1,150per month ▲ 0.9%

Area-wide 2 BR FMR$1,363Scranton--Wilkes-Barre, PA

Rank in the area90thof 97 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 2.5%

1 BR$930▲ 2.2%

2 BR$1,150▲ 0.9%

3 BR$1,500▲ 1.4%

4 BR$1,620▲ 2.5%

FY2027 FY2026

Where 18446 sits in the Scranton--Wilkes-Barre, PA area

Of the 97 ZIP codes HUD lists for the area, 18446 has the 90th highest two-bedroom Small Area FMR. Scranton--Wilkes-Barre, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

ZIP code 18446 crosses more than one HUD area. HUD also lists it under Susquehanna County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$949	$800
1 bedroom	$930	$837 – $1,023	$1,106	$910
2 bedrooms	$1,150	$1,035 – $1,265	$1,363	$1,140
3 bedrooms	$1,500	$1,350 – $1,650	$1,786	$1,480
4 bedrooms	$1,620	$1,458 – $1,782	$1,962	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,600. ZIP code 18446 lies mainly in Susquehanna County, Wyoming County and Lackawanna County. See the Scranton--Wilkes-Barre, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18824	Hop Bottom	3.2 mi	$1,010
18420	Fleetville	4.5 mi	$1,410
18419	Factoryville	5.1 mi	$1,290
18826	Kingsley	6.2 mi	$1,400
18440	La Plume	7.2 mi	$1,290
18441	Lenoxville	7.5 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 18446?

HUD's FY2027 Small Area Fair Market Rents for 18446 are $820 (studio), $930 (1 BR), $1,150 (2 BR), $1,500 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 18446?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18446 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18446?

The FY2026 income limits of the Scranton--Wilkes-Barre, PA area apply: median family income $92,400, low-income (80%) limit $73,600 for a family of four.