Income Limits by County

FY2027 Small Area FMR · White Mills, PA

ZIP 18473 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18473 (White Mills, PA) is $1,270 a month, up 1.6% from FY2026. That is 7% above the Wayne County, PA area-wide FMR of $1,184.

2-bedroom SAFMR$1,270per month ▲ 1.6%
Area-wide 2 BR FMR$1,184Wayne County, PA
Rank in the area14thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18473 sits in the Wayne County, PA area

$1,020$2,110median $1,210

Of the 33 ZIP codes HUD lists for the area, 18473 has the 14th highest two-bedroom Small Area FMR. Wayne County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,184 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$940$846 – $1,034$874$910
1 bedroom$1,080$972 – $1,188$1,008$1,020
2 bedrooms$1,270$1,143 – $1,397$1,184$1,250
3 bedrooms$1,680$1,512 – $1,848$1,509$1,630
4 bedrooms$2,130$1,917 – $2,343$1,979$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $68,950. ZIP code 18473 lies mainly in Wayne County. See the Wayne County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18438Lakeville6.1 mi$1,360
18431Honesdale6.8 mi$1,160
18405Beach Lake7.9 mi$1,350
18464Tafton8.4 mi$1,550
18451Paupack8.6 mi$1,460
18456Prompton8.9 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 18473?

HUD's FY2027 Small Area Fair Market Rents for 18473 are $940 (studio), $1,080 (1 BR), $1,270 (2 BR), $1,680 (3 BR) and $2,130 (4 BR) a month.

What is the Section 8 payment standard in 18473?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18473 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18473?

The FY2026 income limits of the Wayne County, PA area apply: median family income $84,800, low-income (80%) limit $68,950 for a family of four.