Income Limits by County

FY2027 Small Area FMR · Harveys Lake, PA

ZIP 18618 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18618 (Harveys Lake, PA) is $1,840 a month, up 4.5% from FY2026. That is 35% above the Scranton--Wilkes-Barre, PA area-wide FMR of $1,363.

2-bedroom SAFMR$1,840per month ▲ 4.5%
Area-wide 2 BR FMR$1,363Scranton--Wilkes-Barre, PA
Rank in the area2ndof 97 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,656
2 BR Small Area FMR$1,840
110% of SAFMR$2,024

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18618 sits in the Scranton--Wilkes-Barre, PA area

$1,130$1,890median $1,360

Of the 97 ZIP codes HUD lists for the area, 18618 has the 2nd highest two-bedroom Small Area FMR. Scranton--Wilkes-Barre, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,840 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,280$1,152 – $1,408$949$1,210
1 bedroom$1,490$1,341 – $1,639$1,106$1,440
2 bedrooms$1,840$1,656 – $2,024$1,363$1,760
3 bedrooms$2,410$2,169 – $2,651$1,786$2,290
4 bedrooms$2,650$2,385 – $2,915$1,962$2,480

A household renting a two-bedroom home at the Small Area FMR of $1,840 needs about $73,600 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,600. ZIP code 18618 lies mainly in Luzerne County and Wyoming County. See the Scranton--Wilkes-Barre, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18612Dallas3.3 mi$1,550
18627Lehman3.5 mi$1,370
18636Noxen4.0 mi$1,240
18708Shavertown6.4 mi$1,480
18656Sweet Valley7.6 mi$1,240
18621Hunlock Creek8.5 mi$1,590

Questions

What is the Fair Market Rent for ZIP code 18618?

HUD's FY2027 Small Area Fair Market Rents for 18618 are $1,280 (studio), $1,490 (1 BR), $1,840 (2 BR), $2,410 (3 BR) and $2,650 (4 BR) a month.

What is the Section 8 payment standard in 18618?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18618 that range is $1,656 to $2,024 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18618?

The FY2026 income limits of the Scranton--Wilkes-Barre, PA area apply: median family income $92,400, low-income (80%) limit $73,600 for a family of four.