Income Limits by County

FY2027 Small Area FMR · Lake Harmony, PA

ZIP 18624 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18624 (Lake Harmony, PA) is $1,710 a month, up 16.3% from FY2026. That is 7% below the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,710per month ▲ 16.3%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area38thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18624 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18624 has the 38th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,710 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,220$1,098 – $1,342$1,302$1,020
1 bedroom$1,400$1,260 – $1,540$1,519$1,180
2 bedrooms$1,710$1,539 – $1,881$1,839$1,470
3 bedrooms$2,190$1,971 – $2,409$2,306$1,890
4 bedrooms$2,410$2,169 – $2,651$2,482$2,040

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18624 lies mainly in Carbon County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18661White Haven5.0 mi$1,700
18610Blakeslee5.1 mi$1,510
18210Albrightsville5.3 mi$1,710
18347Pocono Lake7.0 mi$1,380
18229Jim Thorpe9.1 mi$1,480
18602Bear Creek10.3 mi$1,700

Questions

What is the Fair Market Rent for ZIP code 18624?

HUD's FY2027 Small Area Fair Market Rents for 18624 are $1,220 (studio), $1,400 (1 BR), $1,710 (2 BR), $2,190 (3 BR) and $2,410 (4 BR) a month.

What is the Section 8 payment standard in 18624?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18624 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18624?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.