FY2027 Small Area FMR · Lopez, PA

ZIP 18628 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18628 (Lopez, PA) is $1,090 a month, up 0.9% from FY2026. That is 7% above the Sullivan County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,090per month ▲ 0.9%

Area-wide 2 BR FMR$1,014Sullivan County, PA

Rank in the area11thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 3.9%

1 BR$870■ 0.0%

2 BR$1,090▲ 0.9%

3 BR$1,430▼ 0.7%

4 BR$1,710▲ 1.8%

FY2027 FY2026

Where 18628 sits in the Sullivan County, PA area

Of the 14 ZIP codes HUD lists for the area, 18628 has the 11th highest two-bedroom Small Area FMR. Sullivan County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$749	$770
1 bedroom	$870	$783 – $957	$793	$870
2 bedrooms	$1,090	$981 – $1,199	$1,014	$1,080
3 bedrooms	$1,430	$1,287 – $1,573	$1,362	$1,440
4 bedrooms	$1,710	$1,539 – $1,881	$1,665	$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $91,000 and the 80% low-income limit for four people is $72,800. ZIP code 18628 lies mainly in Sullivan County. See the Sullivan County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18632	Mildred	3.9 mi	$1,010
18656	Sweet Valley	9.5 mi	$1,240
18636	Noxen	10.7 mi	$1,240
18629	Mehoopany	10.8 mi	$1,490
18626	Laporte	11.1 mi	$1,160
17814	Benton	11.1 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 18628?

HUD's FY2027 Small Area Fair Market Rents for 18628 are $800 (studio), $870 (1 BR), $1,090 (2 BR), $1,430 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 18628?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18628 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18628?

The FY2026 income limits of the Sullivan County, PA area apply: median family income $91,000, low-income (80%) limit $72,800 for a family of four.