Income Limits by County

FY2027 Small Area FMR · Kingston, PA

ZIP 18704 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18704 (Kingston, PA) is $1,420 a month, up 12.7% from FY2026. That is 4% above the Scranton--Wilkes-Barre, PA area-wide FMR of $1,363.

2-bedroom SAFMR$1,420per month ▲ 12.7%
Area-wide 2 BR FMR$1,363Scranton--Wilkes-Barre, PA
Rank in the area27thof 97 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278
2 BR Small Area FMR$1,420
110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18704 sits in the Scranton--Wilkes-Barre, PA area

$1,130$1,890median $1,360

Of the 97 ZIP codes HUD lists for the area, 18704 has the 27th highest two-bedroom Small Area FMR. Scranton--Wilkes-Barre, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$990$891 – $1,089$949$870
1 bedroom$1,150$1,035 – $1,265$1,106$1,030
2 bedrooms$1,420$1,278 – $1,562$1,363$1,260
3 bedrooms$1,860$1,674 – $2,046$1,786$1,640
4 bedrooms$2,040$1,836 – $2,244$1,962$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,600. ZIP code 18704 lies mainly in Luzerne County. See the Scranton--Wilkes-Barre, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18709Luzerne1.8 mi$1,150
18701Wilkes Barre2.0 mi$1,130
18651Plymouth2.4 mi$1,260
18708Shavertown3.4 mi$1,480
18705Wilkes Barre3.8 mi$1,360
18706Wilkes Barre4.1 mi$1,330

Questions

What is the Fair Market Rent for ZIP code 18704?

HUD's FY2027 Small Area Fair Market Rents for 18704 are $990 (studio), $1,150 (1 BR), $1,420 (2 BR), $1,860 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 18704?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18704 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18704?

The FY2026 income limits of the Scranton--Wilkes-Barre, PA area apply: median family income $92,400, low-income (80%) limit $73,600 for a family of four.