FY2027 Small Area FMR · Mountain Top, PA

ZIP 18707 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18707 (Mountain Top, PA) is $1,160 a month, up 8.4% from FY2026. That is 15% below the Scranton--Wilkes-Barre, PA area-wide FMR of $1,363.

2-bedroom SAFMR$1,160per month ▲ 8.4%

Area-wide 2 BR FMR$1,363Scranton--Wilkes-Barre, PA

Rank in the area87thof 97 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 9.5%

1 BR$940▲ 6.8%

2 BR$1,160▲ 8.4%

3 BR$1,520▲ 9.4%

4 BR$1,670▲ 10.6%

FY2027 FY2026

Where 18707 sits in the Scranton--Wilkes-Barre, PA area

Of the 97 ZIP codes HUD lists for the area, 18707 has the 87th highest two-bedroom Small Area FMR. Scranton--Wilkes-Barre, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$949	$740
1 bedroom	$940	$846 – $1,034	$1,106	$880
2 bedrooms	$1,160	$1,044 – $1,276	$1,363	$1,070
3 bedrooms	$1,520	$1,368 – $1,672	$1,786	$1,390
4 bedrooms	$1,670	$1,503 – $1,837	$1,962	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,600. ZIP code 18707 lies mainly in Luzerne County. See the Scranton--Wilkes-Barre, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18706	Wilkes Barre	4.8 mi	$1,330
18634	Nanticoke	5.8 mi	$1,230
18660	Wapwallopen	7.2 mi	$1,330
18222	Drums	7.8 mi	$1,890
18701	Wilkes Barre	7.9 mi	$1,130
18617	Glen Lyon	7.9 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 18707?

HUD's FY2027 Small Area Fair Market Rents for 18707 are $810 (studio), $940 (1 BR), $1,160 (2 BR), $1,520 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 18707?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18707 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18707?

The FY2026 income limits of the Scranton--Wilkes-Barre, PA area apply: median family income $92,400, low-income (80%) limit $73,600 for a family of four.