FY2027 Small Area FMR · Harford, PA

ZIP 18823 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18823 (Harford, PA) is $1,230 a month, up 1.7% from FY2026. That is 16% above the Susquehanna County, PA area-wide FMR of $1,060.

2-bedroom SAFMR$1,230per month ▲ 1.7%

Area-wide 2 BR FMR$1,060Susquehanna County, PA

Rank in the area8thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 3.4%

1 BR$950▲ 1.1%

2 BR$1,230▲ 1.7%

3 BR$1,610▲ 3.9%

4 BR$1,680▲ 3.1%

FY2027 FY2026

Where 18823 sits in the Susquehanna County, PA area

Of the 32 ZIP codes HUD lists for the area, 18823 has the 8th highest two-bedroom Small Area FMR. Susquehanna County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,060 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$783	$880
1 bedroom	$950	$855 – $1,045	$820	$940
2 bedrooms	$1,230	$1,107 – $1,353	$1,060	$1,210
3 bedrooms	$1,610	$1,449 – $1,771	$1,386	$1,550
4 bedrooms	$1,680	$1,512 – $1,848	$1,451	$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $70,650. ZIP code 18823 lies mainly in Susquehanna County. See the Susquehanna County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18820	Gibson	2.9 mi	$1,130
18826	Kingsley	3.8 mi	$1,400
18842	South Gibson	4.0 mi	$1,120
18834	New Milford	4.0 mi	$1,110
18825	Jackson	4.7 mi	$1,110
18824	Hop Bottom	7.5 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 18823?

HUD's FY2027 Small Area Fair Market Rents for 18823 are $910 (studio), $950 (1 BR), $1,230 (2 BR), $1,610 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 18823?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18823 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18823?

The FY2026 income limits of the Susquehanna County, PA area apply: median family income $88,300, low-income (80%) limit $70,650 for a family of four.