FY2027 Small Area FMR · Towanda, PA

ZIP 18848 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18848 (Towanda, PA) is $1,120 a month, up 3.7% from FY2026. That is 2% above the Bradford County, PA area-wide FMR of $1,100.

2-bedroom SAFMR$1,120per month ▲ 3.7%

Area-wide 2 BR FMR$1,100Bradford County, PA

Rank in the area14thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 1.2%

1 BR$860▲ 1.2%

2 BR$1,120▲ 3.7%

3 BR$1,380▲ 1.5%

4 BR$1,560▲ 1.3%

FY2027 FY2026

Where 18848 sits in the Bradford County, PA area

Of the 31 ZIP codes HUD lists for the area, 18848 has the 14th highest two-bedroom Small Area FMR. Bradford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,100 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$843	$850
1 bedroom	$860	$774 – $946	$849	$850
2 bedrooms	$1,120	$1,008 – $1,232	$1,100	$1,080
3 bedrooms	$1,380	$1,242 – $1,518	$1,356	$1,360
4 bedrooms	$1,560	$1,404 – $1,716	$1,531	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $87,400 and the 80% low-income limit for four people is $69,900. ZIP code 18848 lies mainly in Bradford County. See the Bradford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18854	Wysox	5.8 mi	$1,210
18850	Ulster	7.1 mi	$1,160
18832	Monroeton	7.7 mi	$1,100
18814	Burlington	8.2 mi	$1,100
18853	Wyalusing	9.4 mi	$1,120
18833	New Albany	10.7 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 18848?

HUD's FY2027 Small Area Fair Market Rents for 18848 are $860 (studio), $860 (1 BR), $1,120 (2 BR), $1,380 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 18848?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18848 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18848?

The FY2026 income limits of the Bradford County, PA area apply: median family income $87,400, low-income (80%) limit $69,900 for a family of four.