FY2027 Small Area FMR · Temple, PA

ZIP 19560 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19560 (Temple, PA) is $1,830 a month, down 6.6% from FY2026. That is 29% above the Reading, PA area-wide FMR of $1,418.

2-bedroom SAFMR$1,830per month ▼ 6.6%

Area-wide 2 BR FMR$1,418Reading, PA

Rank in the area7thof 69 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,270▼ 5.9%

1 BR$1,430▼ 7.1%

2 BR$1,830▼ 6.6%

3 BR$2,230▼ 7.5%

4 BR$2,450▼ 5.8%

FY2027 FY2026

Where 19560 sits in the Reading, PA area

Of the 69 ZIP codes HUD lists for the area, 19560 has the 7th highest two-bedroom Small Area FMR. Reading, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,418 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,270	$1,143 – $1,397	$978	$1,350
1 bedroom	$1,430	$1,287 – $1,573	$1,114	$1,540
2 bedrooms	$1,830	$1,647 – $2,013	$1,418	$1,960
3 bedrooms	$2,230	$2,007 – $2,453	$1,744	$2,410
4 bedrooms	$2,450	$2,205 – $2,695	$1,877	$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $102,100 and the 80% low-income limit for four people is $81,700. ZIP code 19560 lies mainly in Berks County. See the Reading, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19605	Reading	2.7 mi	$1,590
19510	Blandon	2.9 mi	$1,530
19604	Reading	3.5 mi	$1,420
19601	Reading	4.3 mi	$1,420
19522	Fleetwood	4.8 mi	$1,420
19606	Reading	5.0 mi	$1,580

Questions

What is the Fair Market Rent for ZIP code 19560?

HUD's FY2027 Small Area Fair Market Rents for 19560 are $1,270 (studio), $1,430 (1 BR), $1,830 (2 BR), $2,230 (3 BR) and $2,450 (4 BR) a month.

What is the Section 8 payment standard in 19560?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19560 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19560?

The FY2026 income limits of the Reading, PA area apply: median family income $102,100, low-income (80%) limit $81,700 for a family of four.