Income Limits by County

FY2027 Small Area FMR · Dover, DE

ZIP 19904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19904 (Dover, DE) is $1,570 a month, up 12.1% from FY2026. That is 4% below the Dover, DE area-wide FMR of $1,629.

2-bedroom SAFMR$1,570per month ▲ 12.1%
Area-wide 2 BR FMR$1,629Dover, DE
Rank in the area13thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413
2 BR Small Area FMR$1,570
110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19904 sits in the Dover, DE area

$1,370$2,000median $1,620

Of the 21 ZIP codes HUD lists for the area, 19904 has the 13th highest two-bedroom Small Area FMR. Dover, DE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,629 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,240$1,116 – $1,364$1,286$1,100
1 bedroom$1,250$1,125 – $1,375$1,294$1,110
2 bedrooms$1,570$1,413 – $1,727$1,629$1,400
3 bedrooms$2,160$1,944 – $2,376$2,244$1,950
4 bedrooms$2,500$2,250 – $2,750$2,590$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $86,200. ZIP code 19904 lies mainly in Kent County. See the Dover, DE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19936Cheswold3.3 mi$1,370
19955Kenton5.7 mi$2,000
19953Hartly5.8 mi$1,480
19901Dover6.1 mi$1,690
19934Camden Wyoming6.3 mi$1,870
19902Dover Afb6.5 mi$1,690

Questions

What is the Fair Market Rent for ZIP code 19904?

HUD's FY2027 Small Area Fair Market Rents for 19904 are $1,240 (studio), $1,250 (1 BR), $1,570 (2 BR), $2,160 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 19904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19904 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19904?

The FY2026 income limits of the Dover, DE area apply: median family income $112,100, low-income (80%) limit $86,200 for a family of four.