FY2027 Small Area FMR · Frankford, DE

ZIP 19945 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19945 (Frankford, DE) is $1,480 a month, up 0.7% from FY2026. That is 1% below the Sussex County, DE area-wide FMR of $1,498.

2-bedroom SAFMR$1,480per month ▲ 0.7%

Area-wide 2 BR FMR$1,498Sussex County, DE

Rank in the area19thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,332

2 BR Small Area FMR$1,480

110% of SAFMR$1,628

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 1.8%

1 BR$1,130▲ 0.9%

2 BR$1,480▲ 0.7%

3 BR$1,820▼ 1.6%

4 BR$2,200▼ 3.5%

FY2027 FY2026

Where 19945 sits in the Sussex County, DE area

Of the 25 ZIP codes HUD lists for the area, 19945 has the 19th highest two-bedroom Small Area FMR. Sussex County, DE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,498 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,140	$1,110
1 bedroom	$1,130	$1,017 – $1,243	$1,147	$1,120
2 bedrooms	$1,480	$1,332 – $1,628	$1,498	$1,470
3 bedrooms	$1,820	$1,638 – $2,002	$1,843	$1,850
4 bedrooms	$2,200	$1,980 – $2,420	$2,222	$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $103,200 and the 80% low-income limit for four people is $82,550. ZIP code 19945 lies mainly in Sussex County. See the Sussex County, DE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19975	Selbyville	4.2 mi	$1,570
19939	Dagsboro	5.6 mi	$1,550
19966	Millsboro	5.8 mi	$1,590
19967	Millville	6.2 mi	$2,210
21813	Bishopville	6.7 mi	$1,460
21872	Whaleyville	7.3 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 19945?

HUD's FY2027 Small Area Fair Market Rents for 19945 are $1,130 (studio), $1,130 (1 BR), $1,480 (2 BR), $1,820 (3 BR) and $2,200 (4 BR) a month.

What is the Section 8 payment standard in 19945?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19945 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19945?

The FY2026 income limits of the Sussex County, DE area apply: median family income $103,200, low-income (80%) limit $82,550 for a family of four.