FY2027 Small Area FMR · Chaptico, MD

ZIP 20621 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20621 (Chaptico, MD) is $1,650 a month, down 8.3% from FY2026. That is 8% below the St. Mary's County, MD area-wide FMR of $1,787.

2-bedroom SAFMR$1,650per month ▼ 8.3%

Area-wide 2 BR FMR$1,787St. Mary's County, MD

Rank in the area24thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,260▼ 8.7%

1 BR$1,510▼ 8.5%

2 BR$1,650▼ 8.3%

3 BR$2,040▼ 8.5%

4 BR$2,610▼ 8.1%

FY2027 FY2026

Where 20621 sits in the St. Mary's County, MD area

Of the 28 ZIP codes HUD lists for the area, 20621 has the 24th highest two-bedroom Small Area FMR. St. Mary's County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,787 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,260	$1,134 – $1,386	$1,328	$1,380
1 bedroom	$1,510	$1,359 – $1,661	$1,642	$1,650
2 bedrooms	$1,650	$1,485 – $1,815	$1,787	$1,800
3 bedrooms	$2,040	$1,836 – $2,244	$2,242	$2,230
4 bedrooms	$2,610	$2,349 – $2,871	$2,853	$2,840

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $154,400 and the 80% low-income limit for four people is $106,800. ZIP code 20621 lies mainly in St. Mary's County. See the St. Mary's County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20618	Bushwood	2.9 mi	$1,720
20624	Clements	3.8 mi	$1,650
20609	Avenue	4.6 mi	$1,650
20661	Mount Victoria	4.7 mi	$2,380
20625	Cobb Island	5.1 mi	$2,350
20606	Abell	5.5 mi	$1,790

Questions

What is the Fair Market Rent for ZIP code 20621?

HUD's FY2027 Small Area Fair Market Rents for 20621 are $1,260 (studio), $1,510 (1 BR), $1,650 (2 BR), $2,040 (3 BR) and $2,610 (4 BR) a month.

What is the Section 8 payment standard in 20621?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20621 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20621?

The FY2026 income limits of the St. Mary's County, MD area apply: median family income $154,400, low-income (80%) limit $106,800 for a family of four.