Income Limits by County

FY2027 Small Area FMR · Huntingtown, MD

ZIP 20639 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20639 (Huntingtown, MD) is $1,550 a month, up 2.0% from FY2026. That is 18% below the Calvert County, MD area-wide FMR of $1,890.

2-bedroom SAFMR$1,550per month ▲ 2.0%
Area-wide 2 BR FMR$1,890Calvert County, MD
Rank in the area14thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,395
2 BR Small Area FMR$1,550
110% of SAFMR$1,705

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 20639 sits in the Calvert County, MD area

$1,480$2,840median $1,790

Of the 15 ZIP codes HUD lists for the area, 20639 has the 14th highest two-bedroom Small Area FMR. Calvert County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,890 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,550 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,210$1,089 – $1,331$1,630$1,260
1 bedroom$1,220$1,098 – $1,342$1,666$1,260
2 bedrooms$1,550$1,395 – $1,705$1,890$1,520
3 bedrooms$2,150$1,935 – $2,365$2,617$1,990
4 bedrooms$2,430$2,187 – $2,673$2,959$2,340

A household renting a two-bedroom home at the Small Area FMR of $1,550 needs about $62,000 a year to keep housing costs at 30% of income. The area median family income is $149,900 and the 80% low-income limit for four people is $106,800. ZIP code 20639 lies mainly in Calvert County. See the Calvert County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
20689Sunderland4.5 mi$1,760
20732Chesapeake Beach5.0 mi$1,910
20608Aquasco5.3 mi$2,690
20678Prince Frederick5.4 mi$1,480
20736Owings6.2 mi$1,750
20612Benedict7.6 mi$2,740

Questions

What is the Fair Market Rent for ZIP code 20639?

HUD's FY2027 Small Area Fair Market Rents for 20639 are $1,210 (studio), $1,220 (1 BR), $1,550 (2 BR), $2,150 (3 BR) and $2,430 (4 BR) a month.

What is the Section 8 payment standard in 20639?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20639 that range is $1,395 to $1,705 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20639?

The FY2026 income limits of the Calvert County, MD area apply: median family income $149,900, low-income (80%) limit $106,800 for a family of four.