FY2027 Small Area FMR · Saint Leonard, MD
ZIP 20685 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20685 (Saint Leonard, MD) is $1,680 a month, down 9.7% from FY2026. That is 11% below the Calvert County, MD area-wide FMR of $1,890.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 20685 sits in the Calvert County, MD area
Of the 15 ZIP codes HUD lists for the area, 20685 has the 12th highest two-bedroom Small Area FMR. Calvert County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,890 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,460 | $1,314 – $1,606 | $1,630 | $1,620 |
| 1 bedroom | $1,490 | $1,341 – $1,639 | $1,666 | $1,650 |
| 2 bedrooms | $1,680 | $1,512 – $1,848 | $1,890 | $1,860 |
| 3 bedrooms | $2,270 | $2,043 – $2,497 | $2,617 | $2,390 |
| 4 bedrooms | $2,570 | $2,313 – $2,827 | $2,959 | $2,810 |
A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $149,900 and the 80% low-income limit for four people is $106,800. ZIP code 20685 lies mainly in Calvert County. See the Calvert County, MD county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 20685?
HUD's FY2027 Small Area Fair Market Rents for 20685 are $1,460 (studio), $1,490 (1 BR), $1,680 (2 BR), $2,270 (3 BR) and $2,570 (4 BR) a month.
What is the Section 8 payment standard in 20685?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20685 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 20685?
The FY2026 income limits of the Calvert County, MD area apply: median family income $149,900, low-income (80%) limit $106,800 for a family of four.