FY2027 Small Area FMR · Germantown, MD

ZIP 20876 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20876 (Germantown, MD) is $2,540 a month, up 6.3% from FY2026. That is 4% above the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$2,540per month ▲ 6.3%

Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand

Rank in the area169thof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,286

2 BR Small Area FMR$2,540

110% of SAFMR$2,794

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,200▲ 5.8%

1 BR$2,300▲ 7.5%

2 BR$2,540▲ 6.3%

3 BR$3,240▲ 7.3%

4 BR$3,810▲ 7.3%

FY2027 FY2026

Where 20876 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

Of the 488 ZIP codes HUD lists for the area, 20876 has the 169th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,286 and $2,794 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,200	$1,980 – $2,420	$2,111	$2,080
1 bedroom	$2,300	$2,070 – $2,530	$2,204	$2,140
2 bedrooms	$2,540	$2,286 – $2,794	$2,438	$2,390
3 bedrooms	$3,240	$2,916 – $3,564	$3,107	$3,020
4 bedrooms	$3,810	$3,429 – $4,191	$3,658	$3,550

A household renting a two-bedroom home at the Small Area FMR of $2,540 needs about $101,600 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 20876 lies mainly in Montgomery County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20886	Montgomery Village	2.2 mi	$2,240
20871	Clarksburg	4.4 mi	$2,870
20899	Gaithersburg	4.6 mi	$1,200
20882	Gaithersburg	4.6 mi	$2,030
20889	Bethesda	4.7 mi	$2,980
20894	Bethesda	4.7 mi	$2,470

Questions

What is the Fair Market Rent for ZIP code 20876?

HUD's FY2027 Small Area Fair Market Rents for 20876 are $2,200 (studio), $2,300 (1 BR), $2,540 (2 BR), $3,240 (3 BR) and $3,810 (4 BR) a month.

What is the Section 8 payment standard in 20876?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20876 that range is $2,286 to $2,794 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20876?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.