FY2027 Small Area FMR · Silver Spring, MD
ZIP 20904 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20904 (Silver Spring, MD) is $2,310 a month, up 6.9% from FY2026. That is 5% below the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 20904 sits in the Washington-Arlington-Alexandria, DC-VA-MD area
Of the 488 ZIP codes HUD lists for the area, 20904 has the 337th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,079 and $2,541 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,000 | $1,800 – $2,200 | $2,111 | $1,880 |
| 1 bedroom | $2,090 | $1,881 – $2,299 | $2,204 | $1,940 |
| 2 bedrooms | $2,310 | $2,079 – $2,541 | $2,438 | $2,160 |
| 3 bedrooms | $2,940 | $2,646 – $3,234 | $3,107 | $2,730 |
| 4 bedrooms | $3,470 | $3,123 – $3,817 | $3,658 | $3,200 |
A household renting a two-bedroom home at the Small Area FMR of $2,310 needs about $92,400 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 20904 lies mainly in Montgomery County and Prince George's County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 20904?
HUD's FY2027 Small Area Fair Market Rents for 20904 are $2,000 (studio), $2,090 (1 BR), $2,310 (2 BR), $2,940 (3 BR) and $3,470 (4 BR) a month.
What is the Section 8 payment standard in 20904?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20904 that range is $2,079 to $2,541 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 20904?
The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.