Income Limits by County

FY2027 Small Area FMR · Silver Spring, MD

ZIP 20918 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20918 (Silver Spring, MD) is $2,470 a month, up 8.3% from FY2026. That is 1% above the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$2,470per month ▲ 8.3%
Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand
Rank in the area189thof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,223
2 BR Small Area FMR$2,470
110% of SAFMR$2,717

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 20918 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

$1,140$3,660median $2,400

Of the 488 ZIP codes HUD lists for the area, 20918 has the 189th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,223 and $2,717 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,140$1,926 – $2,354$2,111$1,980
1 bedroom$2,230$2,007 – $2,453$2,204$2,050
2 bedrooms$2,470$2,223 – $2,717$2,438$2,280
3 bedrooms$3,150$2,835 – $3,465$3,107$2,880
4 bedrooms$3,710$3,339 – $4,081$3,658$3,380

A household renting a two-bedroom home at the Small Area FMR of $2,470 needs about $98,800 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 20918 lies mainly in Montgomery County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
20910Silver Spring1.0 mi$2,800
20012Washington1.0 mi$1,970
20912Takoma Park1.5 mi$2,090
20901Silver Spring2.3 mi$2,180
20015Washington2.4 mi$2,370
20011Washington2.6 mi$2,200

Questions

What is the Fair Market Rent for ZIP code 20918?

HUD's FY2027 Small Area Fair Market Rents for 20918 are $2,140 (studio), $2,230 (1 BR), $2,470 (2 BR), $3,150 (3 BR) and $3,710 (4 BR) a month.

What is the Section 8 payment standard in 20918?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20918 that range is $2,223 to $2,717 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20918?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.