FY2027 Small Area FMR · Ridgely, MD

ZIP 21660 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21660 (Ridgely, MD) is $1,280 a month, up 2.4% from FY2026. That is 3% below the Caroline County, MD area-wide FMR of $1,320.

2-bedroom SAFMR$1,280per month ▲ 2.4%

Area-wide 2 BR FMR$1,320Caroline County, MD

Rank in the area9thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$970▲ 2.1%

1 BR$980▲ 3.2%

2 BR$1,280▲ 2.4%

3 BR$1,570▲ 0.6%

4 BR$2,120▲ 1.9%

FY2027 FY2026

Where 21660 sits in the Caroline County, MD area

Of the 12 ZIP codes HUD lists for the area, 21660 has the 9th highest two-bedroom Small Area FMR. Caroline County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,320 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$970	$873 – $1,067	$1,002	$950
1 bedroom	$980	$882 – $1,078	$1,009	$950
2 bedrooms	$1,280	$1,152 – $1,408	$1,320	$1,250
3 bedrooms	$1,570	$1,413 – $1,727	$1,623	$1,560
4 bedrooms	$2,120	$1,908 – $2,332	$2,188	$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $88,800 and the 80% low-income limit for four people is $76,000. ZIP code 21660 lies mainly in Caroline County. See the Caroline County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21641	Hillsboro	3.8 mi	$1,190
21657	Queen Anne	5.2 mi	$1,840
21639	Greensboro	5.8 mi	$1,320
21636	Goldsboro	6.7 mi	$1,850
21629	Denton	7.6 mi	$1,350
21625	Cordova	8.1 mi	$1,730

Questions

What is the Fair Market Rent for ZIP code 21660?

HUD's FY2027 Small Area Fair Market Rents for 21660 are $970 (studio), $980 (1 BR), $1,280 (2 BR), $1,570 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 21660?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21660 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21660?

The FY2026 income limits of the Caroline County, MD area apply: median family income $88,800, low-income (80%) limit $76,000 for a family of four.