FY2027 Small Area FMR · Middletown, MD
ZIP 21769 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21769 (Middletown, MD) is $1,950 a month, up 10.2% from FY2026. That is 52% above the Hagerstown, MD area-wide FMR of $1,284.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 21769 sits in the Hagerstown, MD area
Of the 23 ZIP codes HUD lists for the area, 21769 has the 3rd highest two-bedroom Small Area FMR. Hagerstown, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,284 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,950 for this ZIP code instead.
ZIP code 21769 crosses more than one HUD area. HUD also lists it under Washington-Arlington-Alexandria, DC-VA-MD (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,690 | $1,521 – $1,859 | $894 | $1,540 |
| 1 bedroom | $1,760 | $1,584 – $1,936 | $982 | $1,590 |
| 2 bedrooms | $1,950 | $1,755 – $2,145 | $1,284 | $1,770 |
| 3 bedrooms | $2,490 | $2,241 – $2,739 | $1,714 | $2,230 |
| 4 bedrooms | $2,930 | $2,637 – $3,223 | $1,923 | $2,630 |
A household renting a two-bedroom home at the Small Area FMR of $1,950 needs about $78,000 a year to keep housing costs at 30% of income. The area median family income is $105,100 and the 80% low-income limit for four people is $82,400. ZIP code 21769 lies mainly in Frederick County and Washington County. See the Hagerstown, MD county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 21769?
HUD's FY2027 Small Area Fair Market Rents for 21769 are $1,690 (studio), $1,760 (1 BR), $1,950 (2 BR), $2,490 (3 BR) and $2,930 (4 BR) a month.
What is the Section 8 payment standard in 21769?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21769 that range is $1,755 to $2,145 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 21769?
The FY2026 income limits of the Hagerstown, MD area apply: median family income $105,100, low-income (80%) limit $82,400 for a family of four.