FY2027 Small Area FMR · Deal Island, MD

ZIP 21821 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21821 (Deal Island, MD) is $1,300 a month, down 9.7% from FY2026. That is 14% above the Somerset County, MD area-wide FMR of $1,144.

2-bedroom SAFMR$1,300per month ▼ 9.7%

Area-wide 2 BR FMR$1,144Somerset County, MD

Rank in the area3rdof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,000▼ 9.9%

1 BR$1,010▼ 9.8%

2 BR$1,300▼ 9.7%

3 BR$1,770▼ 9.7%

4 BR$1,860▼ 9.7%

FY2027 FY2026

Where 21821 sits in the Somerset County, MD area

Of the 11 ZIP codes HUD lists for the area, 21821 has the 3rd highest two-bedroom Small Area FMR. Somerset County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,144 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,000	$900 – $1,100	$905	$1,110
1 bedroom	$1,010	$909 – $1,111	$910	$1,120
2 bedrooms	$1,300	$1,170 – $1,430	$1,144	$1,440
3 bedrooms	$1,770	$1,593 – $1,947	$1,498	$1,960
4 bedrooms	$1,860	$1,674 – $2,046	$1,504	$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $76,000. ZIP code 21821 lies mainly in Somerset County. See the Somerset County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21840	Nanticoke	5.9 mi	$1,430
21867	Upper Fairmount	7.7 mi	$1,140
21627	Crocheron	8.5 mi	$1,160
21814	Bivalve	8.9 mi	$1,460
21865	Tyaskin	9.4 mi	$1,430
21672	Toddville	10.4 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 21821?

HUD's FY2027 Small Area Fair Market Rents for 21821 are $1,000 (studio), $1,010 (1 BR), $1,300 (2 BR), $1,770 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 21821?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21821 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21821?

The FY2026 income limits of the Somerset County, MD area apply: median family income $89,800, low-income (80%) limit $76,000 for a family of four.