Income Limits by County

FY2027 Small Area FMR · Marion Station, MD

ZIP 21838 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21838 (Marion Station, MD) is $1,560 a month, down 9.8% from FY2026. That is 36% above the Somerset County, MD area-wide FMR of $1,144.

2-bedroom SAFMR$1,560per month ▼ 9.8%
Area-wide 2 BR FMR$1,144Somerset County, MD
Rank in the area1stof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404
2 BR Small Area FMR$1,560
110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21838 sits in the Somerset County, MD area

$1,060$1,560median $1,150

Of the 11 ZIP codes HUD lists for the area, 21838 has the 1st highest two-bedroom Small Area FMR. Somerset County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,144 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,210$1,089 – $1,331$905$1,340
1 bedroom$1,210$1,089 – $1,331$910$1,340
2 bedrooms$1,560$1,404 – $1,716$1,144$1,730
3 bedrooms$2,120$1,908 – $2,332$1,498$2,350
4 bedrooms$2,230$2,007 – $2,453$1,504$2,470

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $76,000. ZIP code 21838 lies mainly in Somerset County. See the Somerset County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21871Westover5.2 mi$1,230
21817Crisfield5.9 mi$1,060
23427Saxis6.0 mi$1,110
23426Sanford7.0 mi$1,150
21867Upper Fairmount7.0 mi$1,140
23488Withams9.0 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 21838?

HUD's FY2027 Small Area Fair Market Rents for 21838 are $1,210 (studio), $1,210 (1 BR), $1,560 (2 BR), $2,120 (3 BR) and $2,230 (4 BR) a month.

What is the Section 8 payment standard in 21838?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21838 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21838?

The FY2026 income limits of the Somerset County, MD area apply: median family income $89,800, low-income (80%) limit $76,000 for a family of four.