Income Limits by County

FY2027 Small Area FMR · Sharptown, MD

ZIP 21861 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21861 (Sharptown, MD) is $1,280 a month, down 5.2% from FY2026. That is 10% below the Salisbury, MD area-wide FMR of $1,428.

2-bedroom SAFMR$1,280per month ▼ 5.2%
Area-wide 2 BR FMR$1,428Salisbury, MD
Rank in the area16thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21861 sits in the Salisbury, MD area

$1,250$1,670median $1,430

Of the 18 ZIP codes HUD lists for the area, 21861 has the 16th highest two-bedroom Small Area FMR. Salisbury, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,428 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,095$1,020
1 bedroom$990$891 – $1,089$1,102$1,030
2 bedrooms$1,280$1,152 – $1,408$1,428$1,350
3 bedrooms$1,680$1,512 – $1,848$1,870$1,780
4 bedrooms$1,680$1,512 – $1,848$1,877$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $82,400. ZIP code 21861 lies mainly in Wicomico County. See the Salisbury, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21659Rhodesdale4.3 mi$1,470
21837Mardela Springs6.0 mi$1,320
19931Bethel6.2 mi$1,260
19973Seaford9.3 mi$1,370
21830Hebron9.6 mi$1,600
19940Delmar9.7 mi$1,260

Questions

What is the Fair Market Rent for ZIP code 21861?

HUD's FY2027 Small Area Fair Market Rents for 21861 are $980 (studio), $990 (1 BR), $1,280 (2 BR), $1,680 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 21861?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21861 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21861?

The FY2026 income limits of the Salisbury, MD area apply: median family income $104,700, low-income (80%) limit $82,400 for a family of four.