FY2027 Small Area FMR · Stockton, MD

ZIP 21864 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21864 (Stockton, MD) is $1,080 a month, down 6.1% from FY2026. That is 9% below the Worcester County, MD area-wide FMR of $1,184.

2-bedroom SAFMR$1,080per month ▼ 6.1%

Area-wide 2 BR FMR$1,184Worcester County, MD

Rank in the area10thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▼ 7.0%

1 BR$940▼ 9.6%

2 BR$1,080▼ 6.1%

3 BR$1,500▼ 6.8%

4 BR$1,730▼ 2.3%

FY2027 FY2026

Where 21864 sits in the Worcester County, MD area

Of the 13 ZIP codes HUD lists for the area, 21864 has the 10th highest two-bedroom Small Area FMR. Worcester County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,184 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$990	$1,000
1 bedroom	$940	$846 – $1,034	$995	$1,040
2 bedrooms	$1,080	$972 – $1,188	$1,184	$1,150
3 bedrooms	$1,500	$1,350 – $1,650	$1,639	$1,610
4 bedrooms	$1,730	$1,557 – $1,903	$1,979	$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $111,100 and the 80% low-income limit for four people is $88,900. ZIP code 21864 lies mainly in Worcester County. See the Worcester County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
23356	Greenbackville	1.9 mi	$1,240
23395	Horntown	4.8 mi	$1,110
21829	Girdletree	4.9 mi	$1,080
23336	Chincoteague Island	6.6 mi	$1,250
21851	Pocomoke City	8.1 mi	$1,080
23415	New Church	8.2 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 21864?

HUD's FY2027 Small Area Fair Market Rents for 21864 are $930 (studio), $940 (1 BR), $1,080 (2 BR), $1,500 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 21864?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21864 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21864?

The FY2026 income limits of the Worcester County, MD area apply: median family income $111,100, low-income (80%) limit $88,900 for a family of four.