Income Limits by County

FY2027 Small Area FMR · Oldhams, VA

ZIP 22529 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22529 (Oldhams, VA) is $1,200 a month, up 4.3% from FY2026. That is 4% below the Westmoreland County, VA area-wide FMR of $1,245.

2-bedroom SAFMR$1,200per month ▲ 4.3%
Area-wide 2 BR FMR$1,245Westmoreland County, VA
Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080
2 BR Small Area FMR$1,200
110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22529 sits in the Westmoreland County, VA area

$1,080$1,480median $1,250

Of the 13 ZIP codes HUD lists for the area, 22529 has the 9th highest two-bedroom Small Area FMR. Westmoreland County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,245 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$945$910
1 bedroom$920$828 – $1,012$952$910
2 bedrooms$1,200$1,080 – $1,320$1,245$1,150
3 bedrooms$1,590$1,431 – $1,749$1,678$1,530
4 bedrooms$1,790$1,611 – $1,969$1,995$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $69,850. ZIP code 22529 lies mainly in Westmoreland County. See the Westmoreland County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22472Haynesville5.1 mi$1,140
22469Hague5.3 mi$1,260
22572Warsaw5.5 mi$1,140
22488Kinsale6.1 mi$1,080
22435Callao7.1 mi$1,180
22520Montross10.0 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 22529?

HUD's FY2027 Small Area Fair Market Rents for 22529 are $920 (studio), $920 (1 BR), $1,200 (2 BR), $1,590 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 22529?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22529 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22529?

The FY2026 income limits of the Westmoreland County, VA area apply: median family income $87,300, low-income (80%) limit $69,850 for a family of four.