Income Limits by County

FY2027 Small Area FMR · Port Royal, VA

ZIP 22535 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22535 (Port Royal, VA) is $1,570 a month, up 8.3% from FY2026. That is 26% above the Caroline County, VA area-wide FMR of $1,244.

2-bedroom SAFMR$1,570per month ▲ 8.3%
Area-wide 2 BR FMR$1,244Caroline County, VA
Rank in the area3rdof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413
2 BR Small Area FMR$1,570
110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22535 sits in the Caroline County, VA area

$1,130$2,230median $1,310

Of the 15 ZIP codes HUD lists for the area, 22535 has the 3rd highest two-bedroom Small Area FMR. Caroline County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,244 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,090$981 – $1,199$866$1,000
1 bedroom$1,300$1,170 – $1,430$1,028$1,190
2 bedrooms$1,570$1,413 – $1,727$1,244$1,450
3 bedrooms$2,170$1,953 – $2,387$1,723$2,020
4 bedrooms$2,620$2,358 – $2,882$2,079$2,430

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $102,900 and the 80% low-income limit for four people is $82,300. ZIP code 22535 lies mainly in Caroline County. See the Caroline County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22509Loretto5.1 mi$1,160
22436Caret5.5 mi$1,240
22538Rappahannock Academy6.0 mi$1,470
22427Bowling Green7.3 mi$1,130
22485King George8.5 mi$1,450
22476Hustle8.7 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 22535?

HUD's FY2027 Small Area Fair Market Rents for 22535 are $1,090 (studio), $1,300 (1 BR), $1,570 (2 BR), $2,170 (3 BR) and $2,620 (4 BR) a month.

What is the Section 8 payment standard in 22535?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22535 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22535?

The FY2026 income limits of the Caroline County, VA area apply: median family income $102,900, low-income (80%) limit $82,300 for a family of four.