FY2027 Small Area FMR · White Stone, VA

ZIP 22578 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22578 (White Stone, VA) is $1,160 a month, unchanged from FY2026. That is 6% above the Lancaster County, VA area-wide FMR of $1,091.

2-bedroom SAFMR$1,160per month ■ 0.0%

Area-wide 2 BR FMR$1,091Lancaster County, VA

Rank in the area4thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▼ 7.4%

1 BR$890▼ 6.3%

2 BR$1,160■ 0.0%

3 BR$1,600▼ 0.6%

4 BR$1,940▼ 0.5%

FY2027 FY2026

Where 22578 sits in the Lancaster County, VA area

Of the 11 ZIP codes HUD lists for the area, 22578 has the 4th highest two-bedroom Small Area FMR. Lancaster County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$829	$950
1 bedroom	$890	$801 – $979	$834	$950
2 bedrooms	$1,160	$1,044 – $1,276	$1,091	$1,160
3 bedrooms	$1,600	$1,440 – $1,760	$1,501	$1,610
4 bedrooms	$1,940	$1,746 – $2,134	$1,824	$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $91,000 and the 80% low-income limit for four people is $72,800. ZIP code 22578 lies mainly in Lancaster County. See the Lancaster County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22480	Irvington	3.6 mi	$960
23043	Deltaville	5.2 mi	$1,290
23176	Wake	5.4 mi	$1,340
22576	Weems	6.0 mi	$1,150
23169	Topping	6.0 mi	$1,400
23070	Hardyville	6.1 mi	$1,330

Questions

What is the Fair Market Rent for ZIP code 22578?

HUD's FY2027 Small Area Fair Market Rents for 22578 are $880 (studio), $890 (1 BR), $1,160 (2 BR), $1,600 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 22578?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22578 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22578?

The FY2026 income limits of the Lancaster County, VA area apply: median family income $91,000, low-income (80%) limit $72,800 for a family of four.