FY2027 Small Area FMR · Huntly, VA
ZIP 22640 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22640 (Huntly, VA) is $1,590 a month, up 19.5% from FY2026. That is 2% above the Rappahannock County, VA area-wide FMR of $1,555.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 22640 sits in the Rappahannock County, VA area
Of the 10 ZIP codes HUD lists for the area, 22640 has the 3rd highest two-bedroom Small Area FMR. Rappahannock County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,555 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,590 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,390 | $1,251 – $1,529 | $1,355 | $1,160 |
| 1 bedroom | $1,460 | $1,314 – $1,606 | $1,428 | $1,210 |
| 2 bedrooms | $1,590 | $1,431 – $1,749 | $1,555 | $1,330 |
| 3 bedrooms | $1,890 | $1,701 – $2,079 | $1,853 | $1,590 |
| 4 bedrooms | $2,380 | $2,142 – $2,618 | $2,331 | $2,230 |
A household renting a two-bedroom home at the Small Area FMR of $1,590 needs about $63,600 a year to keep housing costs at 30% of income. The area median family income is $92,200 and the 80% low-income limit for four people is $82,350. ZIP code 22640 lies mainly in Rappahannock County. See the Rappahannock County, VA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 22640?
HUD's FY2027 Small Area Fair Market Rents for 22640 are $1,390 (studio), $1,460 (1 BR), $1,590 (2 BR), $1,890 (3 BR) and $2,380 (4 BR) a month.
What is the Section 8 payment standard in 22640?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22640 that range is $1,431 to $1,749 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 22640?
The FY2026 income limits of the Rappahannock County, VA area apply: median family income $92,200, low-income (80%) limit $82,350 for a family of four.