Income Limits by County

FY2027 Small Area FMR · Middletown, VA

ZIP 22649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22649 (Middletown, VA) is $1,450 a month, up 9.8% from FY2026. That is 0% equal to the Warren County, VA area-wide FMR of $1,449.

2-bedroom SAFMR$1,450per month ▲ 9.8%
Area-wide 2 BR FMR$1,449Warren County, VA
Rank in the area5thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305
2 BR Small Area FMR$1,450
110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22649 sits in the Warren County, VA area

$1,200$1,910median $1,455

Of the 8 ZIP codes HUD lists for the area, 22649 has the 5th highest two-bedroom Small Area FMR. Warren County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,449 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,063$960
1 bedroom$1,110$999 – $1,221$1,108$1,010
2 bedrooms$1,450$1,305 – $1,595$1,449$1,320
3 bedrooms$1,930$1,737 – $2,123$1,930$1,760
4 bedrooms$2,390$2,151 – $2,629$2,392$2,210

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $103,600 and the 80% low-income limit for four people is $82,900. ZIP code 22649 lies mainly in Warren County. See the Warren County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22645Middletown1.8 mi$1,420
22655Stephens City4.7 mi$1,710
22630Front Royal6.4 mi$1,430
22657Strasburg6.9 mi$1,200
22663White Post8.0 mi$1,520
22641Strasburg9.6 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 22649?

HUD's FY2027 Small Area Fair Market Rents for 22649 are $1,060 (studio), $1,110 (1 BR), $1,450 (2 BR), $1,930 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 22649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22649 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22649?

The FY2026 income limits of the Warren County, VA area apply: median family income $103,600, low-income (80%) limit $82,900 for a family of four.