Income Limits by County

FY2027 Small Area FMR · Orkney Springs, VA

ZIP 22845 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22845 (Orkney Springs, VA) is $1,140 a month, up 4.6% from FY2026. That is 3% below the Shenandoah County, VA area-wide FMR of $1,172.

2-bedroom SAFMR$1,140per month ▲ 4.6%
Area-wide 2 BR FMR$1,172Shenandoah County, VA
Rank in the area14thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22845 sits in the Shenandoah County, VA area

$990$1,670median $1,195

Of the 16 ZIP codes HUD lists for the area, 22845 has the 14th highest two-bedroom Small Area FMR. Shenandoah County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,172 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$937$850
1 bedroom$950$855 – $1,045$943$850
2 bedrooms$1,140$1,026 – $1,254$1,172$1,090
3 bedrooms$1,470$1,323 – $1,617$1,452$1,390
4 bedrooms$1,730$1,557 – $1,903$1,897$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $88,500 and the 80% low-income limit for four people is $70,800. ZIP code 22845 lies mainly in Shenandoah County. See the Shenandoah County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22810Basye3.0 mi$1,200
22815Broadway5.3 mi$1,190
22842Mount Jackson6.3 mi$1,220
22847Quicksburg6.9 mi$1,130
26812Mathias7.6 mi$1,220
22811Bergton9.6 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 22845?

HUD's FY2027 Small Area Fair Market Rents for 22845 are $900 (studio), $950 (1 BR), $1,140 (2 BR), $1,470 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 22845?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22845 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22845?

The FY2026 income limits of the Shenandoah County, VA area apply: median family income $88,500, low-income (80%) limit $70,800 for a family of four.