FY2027 Small Area FMR · Powhatan, VA

ZIP 23139 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23139 (Powhatan, VA) is $1,490 a month, down 3.2% from FY2026. That is 10% below the Richmond, VA area-wide FMR of $1,651.

2-bedroom SAFMR$1,490per month ▼ 3.2%

Area-wide 2 BR FMR$1,651Richmond, VA

Rank in the area70thof 118 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,341

2 BR Small Area FMR$1,490

110% of SAFMR$1,639

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,300▼ 3.0%

1 BR$1,360▼ 2.9%

2 BR$1,490▼ 3.2%

3 BR$1,870▼ 4.1%

4 BR$2,300▼ 4.6%

FY2027 FY2026

Where 23139 sits in the Richmond, VA area

Of the 118 ZIP codes HUD lists for the area, 23139 has the 70th highest two-bedroom Small Area FMR. Richmond, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,651 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.

ZIP code 23139 crosses more than one HUD area. HUD also lists it under Cumberland County, VA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,300	$1,170 – $1,430	$1,456	$1,340
1 bedroom	$1,360	$1,224 – $1,496	$1,517	$1,400
2 bedrooms	$1,490	$1,341 – $1,639	$1,651	$1,540
3 bedrooms	$1,870	$1,683 – $2,057	$2,039	$1,950
4 bedrooms	$2,300	$2,070 – $2,530	$2,499	$2,410

A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 23139 lies mainly in Powhatan County and Cumberland County. See the Richmond, VA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
23160	State Farm	7.5 mi	$1,490
23039	Crozier	10.2 mi	$1,490
23120	Moseley	12.1 mi	$2,480
23063	Goochland	12.1 mi	$1,490
23027	Cartersville	12.7 mi	$1,350
23102	Maidens	12.7 mi	$1,630

Questions

What is the Fair Market Rent for ZIP code 23139?

HUD's FY2027 Small Area Fair Market Rents for 23139 are $1,300 (studio), $1,360 (1 BR), $1,490 (2 BR), $1,870 (3 BR) and $2,300 (4 BR) a month.

What is the Section 8 payment standard in 23139?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23139 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 23139?

The FY2026 income limits of the Richmond, VA area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.