FY2027 Small Area FMR · Urbanna, VA

ZIP 23175 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23175 (Urbanna, VA) is $1,300 a month, down 9.7% from FY2026. That is 3% above the Middlesex County, VA area-wide FMR of $1,259.

2-bedroom SAFMR$1,300per month ▼ 9.7%

Area-wide 2 BR FMR$1,259Middlesex County, VA

Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,090▼ 9.9%

1 BR$1,100▼ 9.8%

2 BR$1,300▼ 9.7%

3 BR$1,670▼ 9.7%

4 BR$2,070▼ 9.6%

FY2027 FY2026

Where 23175 sits in the Middlesex County, VA area

Of the 12 ZIP codes HUD lists for the area, 23175 has the 7th highest two-bedroom Small Area FMR. Middlesex County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,259 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,090	$981 – $1,199	$1,034	$1,210
1 bedroom	$1,100	$990 – $1,210	$1,041	$1,220
2 bedrooms	$1,300	$1,170 – $1,430	$1,259	$1,440
3 bedrooms	$1,670	$1,503 – $1,837	$1,500	$1,850
4 bedrooms	$2,070	$1,863 – $2,277	$1,949	$2,290

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $102,200 and the 80% low-income limit for four people is $81,750. ZIP code 23175 lies mainly in Middlesex County. See the Middlesex County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
23032	Church View	2.5 mi	$1,260
23180	Water View	3.3 mi	$1,170
23079	Jamaica	5.1 mi	$1,260
23108	Mascot	5.5 mi	$1,170
23149	Saluda	5.5 mi	$1,490
23092	Locust Hill	6.9 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 23175?

HUD's FY2027 Small Area Fair Market Rents for 23175 are $1,090 (studio), $1,100 (1 BR), $1,300 (2 BR), $1,670 (3 BR) and $2,070 (4 BR) a month.

What is the Section 8 payment standard in 23175?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23175 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 23175?

The FY2026 income limits of the Middlesex County, VA area apply: median family income $102,200, low-income (80%) limit $81,750 for a family of four.