Income Limits by County

FY2027 Small Area FMR · Keller, VA

ZIP 23401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23401 (Keller, VA) is $1,430 a month, down 9.5% from FY2026. That is 29% above the Accomack County, VA area-wide FMR of $1,110.

2-bedroom SAFMR$1,430per month ▼ 9.5%
Area-wide 2 BR FMR$1,110Accomack County, VA
Rank in the area1stof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,287
2 BR Small Area FMR$1,430
110% of SAFMR$1,573

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 23401 sits in the Accomack County, VA area

$980$1,430median $1,110

Of the 37 ZIP codes HUD lists for the area, 23401 has the 1st highest two-bedroom Small Area FMR. Accomack County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,110 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,430 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$779$1,110
1 bedroom$1,160$1,044 – $1,276$882$1,280
2 bedrooms$1,430$1,287 – $1,573$1,110$1,580
3 bedrooms$1,850$1,665 – $2,035$1,370$2,050
4 bedrooms$2,090$1,881 – $2,299$1,528$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,430 needs about $57,200 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $63,900. ZIP code 23401 lies mainly in Accomack County. See the Accomack County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
23410Melfa2.4 mi$1,090
23422Pungoteague2.4 mi$1,110
23420Painter2.9 mi$1,110
23389Harborton3.8 mi$1,110
23480Wachapreague4.9 mi$1,070
23358Hacksneck5.1 mi$1,110

Questions

What is the Fair Market Rent for ZIP code 23401?

HUD's FY2027 Small Area Fair Market Rents for 23401 are $1,000 (studio), $1,160 (1 BR), $1,430 (2 BR), $1,850 (3 BR) and $2,090 (4 BR) a month.

What is the Section 8 payment standard in 23401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23401 that range is $1,287 to $1,573 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 23401?

The FY2026 income limits of the Accomack County, VA area apply: median family income $76,800, low-income (80%) limit $63,900 for a family of four.