FY2027 Small Area FMR · Machipongo, VA
ZIP 23405 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23405 (Machipongo, VA) is $990 a month, up 3.1% from FY2026. That is 0% equal to the Northampton County, VA area-wide FMR of $992.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 23405 sits in the Northampton County, VA area
Of the 11 ZIP codes HUD lists for the area, 23405 has the 2nd highest two-bedroom Small Area FMR. Northampton County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $992 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $753 | $730 |
| 1 bedroom | $760 | $684 – $836 | $758 | $730 |
| 2 bedrooms | $990 | $891 – $1,089 | $992 | $960 |
| 3 bedrooms | $1,360 | $1,224 – $1,496 | $1,356 | $1,340 |
| 4 bedrooms | $1,660 | $1,494 – $1,826 | $1,658 | $1,610 |
A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $69,050. ZIP code 23405 lies mainly in Northampton County. See the Northampton County, VA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 23405?
HUD's FY2027 Small Area Fair Market Rents for 23405 are $750 (studio), $760 (1 BR), $990 (2 BR), $1,360 (3 BR) and $1,660 (4 BR) a month.
What is the Section 8 payment standard in 23405?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23405 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 23405?
The FY2026 income limits of the Northampton County, VA area apply: median family income $86,300, low-income (80%) limit $69,050 for a family of four.