Income Limits by County

FY2027 Small Area FMR · Norfolk, VA

ZIP 23513 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 23513 (Norfolk, VA) is $1,530 a month, down 3.8% from FY2026. That is 8% below the Virginia Beach-Norfolk-Newport News, VA-NC area-wide FMR of $1,667.

2-bedroom SAFMR$1,530per month ▼ 3.8%
Area-wide 2 BR FMR$1,667Virginia Beach-Norfolk-Newpo
Rank in the area81stof 152 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377
2 BR Small Area FMR$1,530
110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 23513 sits in the Virginia Beach-Norfolk-Newport News, VA-NC area

$1,060$2,360median $1,555

Of the 152 ZIP codes HUD lists for the area, 23513 has the 81st highest two-bedroom Small Area FMR. Virginia Beach-Norfolk-Newport News, VA-NC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,377 and $1,683 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,350$1,215 – $1,485$1,470$1,390
1 bedroom$1,370$1,233 – $1,507$1,488$1,400
2 bedrooms$1,530$1,377 – $1,683$1,667$1,590
3 bedrooms$2,110$1,899 – $2,321$2,298$2,210
4 bedrooms$2,490$2,241 – $2,739$2,710$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $107,700 and the 80% low-income limit for four people is $86,150. ZIP code 23513 lies mainly in Norfolk city. See the Virginia Beach-Norfolk-Newport News, VA-NC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
23509Norfolk1.5 mi$1,560
23518Norfolk2.2 mi$1,630
23504Norfolk2.7 mi$1,410
23502Norfolk2.7 mi$1,550
23505Norfolk3.3 mi$1,600
23517Norfolk3.3 mi$1,620

Questions

What is the Fair Market Rent for ZIP code 23513?

HUD's FY2027 Small Area Fair Market Rents for 23513 are $1,350 (studio), $1,370 (1 BR), $1,530 (2 BR), $2,110 (3 BR) and $2,490 (4 BR) a month.

What is the Section 8 payment standard in 23513?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 23513 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 23513?

The FY2026 income limits of the Virginia Beach-Norfolk-Newport News, VA-NC area apply: median family income $107,700, low-income (80%) limit $86,150 for a family of four.