FY2027 Small Area FMR · Charleston, WV

ZIP 25321 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25321 (Charleston, WV) is $1,050 a month, up 1.0% from FY2026. That is 0% equal to the Charleston, WV area-wide FMR of $1,048.

2-bedroom SAFMR$1,050per month ▲ 1.0%

Area-wide 2 BR FMR$1,048Charleston, WV

Rank in the area15thof 92 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 1.4%

1 BR$850▲ 2.4%

2 BR$1,050▲ 1.0%

3 BR$1,330■ 0.0%

4 BR$1,380■ 0.0%

FY2027 FY2026

Where 25321 sits in the Charleston, WV area

Of the 92 ZIP codes HUD lists for the area, 25321 has the 15th highest two-bedroom Small Area FMR. Charleston, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,048 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$730	$720
1 bedroom	$850	$765 – $935	$844	$830
2 bedrooms	$1,050	$945 – $1,155	$1,048	$1,040
3 bedrooms	$1,330	$1,197 – $1,463	$1,324	$1,330
4 bedrooms	$1,380	$1,242 – $1,518	$1,377	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $64,650. ZIP code 25321 lies mainly in Kanawha County. See the Charleston, WV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
25387	Charleston	0.0 mi	$1,160
25301	Charleston	0.1 mi	$940
25305	Charleston	1.4 mi	$1,050
25314	Charleston	2.9 mi	$1,230
25303	South Charleston	3.0 mi	$1,160
25302	Charleston	3.6 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 25321?

HUD's FY2027 Small Area Fair Market Rents for 25321 are $730 (studio), $850 (1 BR), $1,050 (2 BR), $1,330 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 25321?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25321 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25321?

The FY2026 income limits of the Charleston, WV area apply: median family income $80,800, low-income (80%) limit $64,650 for a family of four.