Income Limits by County

FY2027 Small Area FMR · Martinsburg, WV

ZIP 25402 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25402 (Martinsburg, WV) is $1,220 a month, down 0.8% from FY2026. That is 0% equal to the Martinsburg, WV area-wide FMR of $1,215.

2-bedroom SAFMR$1,220per month ▼ 0.8%
Area-wide 2 BR FMR$1,215Martinsburg, WV
Rank in the area8thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 25402 sits in the Martinsburg, WV area

$1,110$1,510median $1,255

Of the 14 ZIP codes HUD lists for the area, 25402 has the 8th highest two-bedroom Small Area FMR. Martinsburg, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,215 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$884$850
1 bedroom$950$855 – $1,045$949$970
2 bedrooms$1,220$1,098 – $1,342$1,215$1,230
3 bedrooms$1,690$1,521 – $1,859$1,682$1,700
4 bedrooms$1,920$1,728 – $2,112$1,913$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $96,400 and the 80% low-income limit for four people is $77,100. ZIP code 25402 lies mainly in Berkeley County. See the Martinsburg, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
25401Martinsburg0.5 mi$1,110
25403Martinsburg2.9 mi$1,310
25405Martinsburg3.2 mi$1,510
25404Martinsburg4.3 mi$1,220
25428Inwood6.1 mi$1,350
25427Hedgesville7.9 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 25402?

HUD's FY2027 Small Area Fair Market Rents for 25402 are $890 (studio), $950 (1 BR), $1,220 (2 BR), $1,690 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 25402?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25402 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25402?

The FY2026 income limits of the Martinsburg, WV area apply: median family income $96,400, low-income (80%) limit $77,100 for a family of four.