FY2027 Small Area FMR · Bunker Hill, WV

ZIP 25413 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25413 (Bunker Hill, WV) is $1,310 a month, down 3.0% from FY2026. That is 8% above the Martinsburg, WV area-wide FMR of $1,215.

2-bedroom SAFMR$1,310per month ▼ 3.0%

Area-wide 2 BR FMR$1,215Martinsburg, WV

Rank in the area5thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179

2 BR Small Area FMR$1,310

110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 2.2%

1 BR$1,020▼ 3.8%

2 BR$1,310▼ 3.0%

3 BR$1,810▼ 2.7%

4 BR$2,060▼ 3.3%

FY2027 FY2026

Where 25413 sits in the Martinsburg, WV area

Of the 14 ZIP codes HUD lists for the area, 25413 has the 5th highest two-bedroom Small Area FMR. Martinsburg, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,215 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$884	$930
1 bedroom	$1,020	$918 – $1,122	$949	$1,060
2 bedrooms	$1,310	$1,179 – $1,441	$1,215	$1,350
3 bedrooms	$1,810	$1,629 – $1,991	$1,682	$1,860
4 bedrooms	$2,060	$1,854 – $2,266	$1,913	$2,130

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $96,400 and the 80% low-income limit for four people is $77,100. ZIP code 25413 lies mainly in Berkeley County. See the Martinsburg, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22624	Clear Brook	3.4 mi	$1,420
25428	Inwood	5.2 mi	$1,350
25420	Gerrardstown	5.8 mi	$1,340
22656	Stephenson	6.3 mi	$2,260
25430	Kearneysville	6.4 mi	$1,480
25421	Glengary	6.8 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 25413?

HUD's FY2027 Small Area Fair Market Rents for 25413 are $950 (studio), $1,020 (1 BR), $1,310 (2 BR), $1,810 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 25413?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25413 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25413?

The FY2026 income limits of the Martinsburg, WV area apply: median family income $96,400, low-income (80%) limit $77,100 for a family of four.