FY2027 Small Area FMR · Hamlin, WV
ZIP 25523 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25523 (Hamlin, WV) is $950 a month, down 5.0% from FY2026. That is 13% below the Putnam County, WV area-wide FMR of $1,091.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 25523 sits in the Putnam County, WV area
Of the 21 ZIP codes HUD lists for the area, 25523 has the 18th highest two-bedroom Small Area FMR. Putnam County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.
ZIP code 25523 crosses more than one HUD area. HUD also lists it under Lincoln County, WV (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $829 | $760 |
| 1 bedroom | $870 | $783 – $957 | $834 | $760 |
| 2 bedrooms | $950 | $855 – $1,045 | $1,091 | $1,000 |
| 3 bedrooms | $1,320 | $1,188 – $1,452 | $1,500 | $1,370 |
| 4 bedrooms | $1,590 | $1,431 – $1,749 | $1,542 | $1,580 |
A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $106,000 and the 80% low-income limit for four people is $84,800. ZIP code 25523 lies mainly in Lincoln County and Putnam County. See the Putnam County, WV county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 25523?
HUD's FY2027 Small Area Fair Market Rents for 25523 are $720 (studio), $870 (1 BR), $950 (2 BR), $1,320 (3 BR) and $1,590 (4 BR) a month.
What is the Section 8 payment standard in 25523?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25523 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 25523?
The FY2026 income limits of the Putnam County, WV area apply: median family income $106,000, low-income (80%) limit $84,800 for a family of four.