Income Limits by County

FY2027 Small Area FMR · Camp Creek, WV

ZIP 25820 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 25820 (Camp Creek, WV) is $950 a month, up 5.6% from FY2026. That is 0% equal to the Mercer County, WV area-wide FMR of $946.

2-bedroom SAFMR$950per month ▲ 5.6%
Area-wide 2 BR FMR$946Mercer County, WV
Rank in the area7thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 25820 sits in the Mercer County, WV area

$940$1,040median $950

Of the 20 ZIP codes HUD lists for the area, 25820 has the 7th highest two-bedroom Small Area FMR. Mercer County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $946 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$660$594 – $726$659$620
1 bedroom$750$675 – $825$746$720
2 bedrooms$950$855 – $1,045$946$900
3 bedrooms$1,260$1,134 – $1,386$1,250$1,210
4 bedrooms$1,350$1,215 – $1,485$1,340$1,260

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $75,900 and the 80% low-income limit for four people is $60,700. ZIP code 25820 lies mainly in Mercer County. See the Mercer County, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
24714Beeson2.6 mi$950
25922Spanishburg4.7 mi$940
25902Odd4.8 mi$960
24733Lashmeet5.0 mi$950
25841Flat Top5.0 mi$950
24729Hiawatha6.9 mi$950

Questions

What is the Fair Market Rent for ZIP code 25820?

HUD's FY2027 Small Area Fair Market Rents for 25820 are $660 (studio), $750 (1 BR), $950 (2 BR), $1,260 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 25820?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 25820 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 25820?

The FY2026 income limits of the Mercer County, WV area apply: median family income $75,900, low-income (80%) limit $60,700 for a family of four.