FY2027 Small Area FMR · Moatsville, WV
ZIP 26405 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 26405 (Moatsville, WV) is $990 a month, up 3.1% from FY2026. That is 13% below the Morgantown, WV area-wide FMR of $1,143.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 26405 sits in the Morgantown, WV area
Of the 40 ZIP codes HUD lists for the area, 26405 has the 25th highest two-bedroom Small Area FMR. Morgantown, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,143 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.
ZIP code 26405 crosses more than one HUD area. HUD also lists it under Barbour County, WV (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $790 | $711 – $869 | $876 | $760 |
| 1 bedroom | $790 | $711 – $869 | $902 | $770 |
| 2 bedrooms | $990 | $891 – $1,089 | $1,143 | $960 |
| 3 bedrooms | $1,240 | $1,116 – $1,364 | $1,404 | $1,160 |
| 4 bedrooms | $1,500 | $1,350 – $1,650 | $1,704 | $1,610 |
A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 26405 lies mainly in Barbour County and Preston County. See the Morgantown, WV metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 26405?
HUD's FY2027 Small Area Fair Market Rents for 26405 are $790 (studio), $790 (1 BR), $990 (2 BR), $1,240 (3 BR) and $1,500 (4 BR) a month.
What is the Section 8 payment standard in 26405?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 26405 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 26405?
The FY2026 income limits of the Morgantown, WV area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.