FY2027 Small Area FMR · Yellow Spring, WV
ZIP 26865 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 26865 (Yellow Spring, WV) is $1,420 a month, unchanged from FY2026. That is 6% below the Winchester, VA-WV area-wide FMR of $1,505.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 26865 sits in the Winchester, VA-WV area
Of the 34 ZIP codes HUD lists for the area, 26865 has the 12th highest two-bedroom Small Area FMR. Winchester, VA-WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,505 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.
ZIP code 26865 crosses more than one HUD area. HUD also lists it under Hardy County, WV (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,020 | $918 – $1,122 | $1,066 | $990 |
| 1 bedroom | $1,130 | $1,017 – $1,243 | $1,180 | $1,130 |
| 2 bedrooms | $1,420 | $1,278 – $1,562 | $1,505 | $1,420 |
| 3 bedrooms | $1,770 | $1,593 – $1,947 | $1,895 | $1,760 |
| 4 bedrooms | $2,380 | $2,142 – $2,618 | $2,516 | $2,380 |
A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $86,000. ZIP code 26865 lies mainly in Hampshire County. See the Winchester, VA-WV metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 26865?
HUD's FY2027 Small Area Fair Market Rents for 26865 are $1,020 (studio), $1,130 (1 BR), $1,420 (2 BR), $1,770 (3 BR) and $2,380 (4 BR) a month.
What is the Section 8 payment standard in 26865?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 26865 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 26865?
The FY2026 income limits of the Winchester, VA-WV area apply: median family income $107,000, low-income (80%) limit $86,000 for a family of four.