FY2027 Small Area FMR · Toast, NC

ZIP 27049 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 27049 (Toast, NC) is $1,010 a month, up 8.6% from FY2026. That is 0% equal to the Surry County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,010per month ▲ 8.6%

Area-wide 2 BR FMR$1,012Surry County, NC

Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 10.0%

1 BR$770▲ 8.5%

2 BR$1,010▲ 8.6%

3 BR$1,210▲ 8.0%

4 BR$1,370▼ 2.8%

FY2027 FY2026

Where 27049 sits in the Surry County, NC area

Of the 13 ZIP codes HUD lists for the area, 27049 has the 7th highest two-bedroom Small Area FMR. Surry County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$769	$700
1 bedroom	$770	$693 – $847	$774	$710
2 bedrooms	$1,010	$909 – $1,111	$1,012	$930
3 bedrooms	$1,210	$1,089 – $1,331	$1,206	$1,120
4 bedrooms	$1,370	$1,233 – $1,507	$1,370	$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $72,700 and the 80% low-income limit for four people is $62,650. ZIP code 27049 lies mainly in Surry County. See the Surry County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
27030	Mount Airy	0.7 mi	$1,010
24317	Cana	7.4 mi	$1,140
27007	Ararat	7.9 mi	$1,060
24053	Ararat	9.0 mi	$1,160
27041	Pilot Mountain	9.3 mi	$1,080
24351	Lambsburg	9.4 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 27049?

HUD's FY2027 Small Area Fair Market Rents for 27049 are $770 (studio), $770 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 27049?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 27049 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 27049?

The FY2026 income limits of the Surry County, NC area apply: median family income $72,700, low-income (80%) limit $62,650 for a family of four.